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Thinking of travelling? Get peace of mind and buy the best travel insurance cover for your international and domestic trips by selecting the destination below.
There are plenty of travellers who go on trips and have an amazing time exploring new and exciting places without buying travel insurance.
But taking a gamble on your well earned break can be risky. Here are some of the reasons, why you need to buy travel insurance for your up-coming trip:
Keep in mind that not all travel insurance policies cover everything, in all countries, in all situations. It is important for you to ensure you choose a travel insurance cover that suits your needs.
Some travel insurance policies are destination-specific where as others are worldwide. The level of travel insurance cover and the cost of travel insurance can vary depending on the region you’re planning to travel. Risks in some regions or countries may be of greater concern than others to the travel insurance company.
Make sure your destination’s travel advice level is not ‘Do not travel’. Check if your travel insurance policy covers you for cancellations if the travel advice level goes up after you’ve booked.
Travel insurance companies normally offer travel insurance quotes based on how many days you will be away from your country of permanent residence.
If you are purchasing an annual multi-trip travel insurance policies or thinking using your credit card travel insurance policies, then check the maximum number of days are covered in each trip as most annual travel insurance policies have a limit from 15 to 365 days, depending on fine print in your policy. Some travel insurance providers allow you to pay for extra days.
Most travel insurance covers in the market exclude several activities in their standard travel insurance policies. In most situations, you may need to pay extra to ensure you are covered for what you are planning to do at your destination. It is vital to check the travel insurance policy’s fine print, and these include:
If your are planning to live long period of time at your destination, there may other insurance requirements to meet such as the visa conditions to get a local health insurance policy.
Your age and health will impact the type of travel insurance policy you need, and how much it costs you. This especially applies to people with pre-existing medical conditions.
Expensive personal items may cost you more to insure and therefore it is important to think about what you are taking with you, when you travel. The cost to replace items if they get lost, stolen or damaged must be considered when buying a travel insurance policy.
Travel insurance policies differ when it comes to how they cover valuable items. Most travel insurance covers often have limits on the value for each item, and adding cover for valuables can vary.
A wide range of travel insurance cover policies from several travel insurance companies for you to buy the travel insurance policy that best suits you.
We have listed for you some of the major travel insurance companies in your country to buy a travel insurance policy that covers what you need for your upcoming trip.